Terms & Conditions – Pay4Bharat

This website (www.pay4bharat.com) is published and maintained by Shri Sadguru Traders, a professionally managed company headquartered at Rajputana, Rabupura, Greater Noida, Gautam Buddha Nagar, Uttar Pradesh – 203209, India.

By accessing or using this website, you agree to be bound by these Terms and Conditions. Please read them carefully before using the site.

1. Electronic Contract & Legal Compliance

This Terms and Conditions document constitutes an electronic record under the provisions of the Information Technology Act, 2000, and related rules, including the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011.

By clicking “I Agree” or using this website, you consent to these terms under Sections 43A and 72A of the IT Act, 2000.

2. Software Usage

Any software, data, or code available through this website (“Software”) may be used solely for legitimate purposes related to your use of Pay4Bharat services.
You must not copy, modify, reverse engineer, sell, or distribute any part of the Software or content.

All intellectual property rights are owned exclusively by Pay4Bharat / Shri Sadguru Traders.

3. User Conduct

While using this site, you agree:

• Not to disrupt or interfere with the security or performance of the site.
  
  

• Not to upload or distribute viruses, spam, or malicious code.
  
  

• Not to attempt unauthorized access to other users’ accounts.
  
  

• Not to share your account credentials with others.
  
  

• Not to misuse or manipulate the Pay4Bharat platform for fraudulent activities.
  
  

You are solely responsible for your actions and must comply with all applicable laws of India.

4. Privacy Policy

By using Pay4Bharat, you acknowledge and agree to our Privacy Policy, which outlines how your data is collected, used, and protected.

5. Information Security

We implement industry-standard security measures to protect your personal data and ensure it remains safe, accurate, and confidential.

6. Links & Third-Party Content

This website may include links to third-party sites for your convenience.
Pay4Bharat is not responsible for the content, services, or reliability of any linked sites.

All external links to www.pay4bharat.com require written permission from Shri Sadguru Traders.

7. Disclaimer of Warranties

This site and its content are provided on an “as is” and “as available” basis.
Pay4Bharat makes no warranties or guarantees, express or implied, regarding:

• Accuracy, completeness, or reliability of information;
  
  

• Fitness for any particular purpose;
  
  

• Continuous or error-free operation.
  
  

You use this website at your own risk.

8. Limitation of Liability

Under no circumstances shall Pay4Bharat, Shri Sadguru Traders, or their affiliates be liable for any direct, indirect, incidental, special, or consequential damages, including but not limited to loss of data, revenue, or profits, arising from your use or inability to use this site.

9. Intellectual Property

All content, designs, logos, text, images, software, and data on this site are the exclusive property of Pay4Bharat or its content partners.
Reproduction, redistribution, or modification without written consent is prohibited.

10. Trademarks

The Pay4Bharat name, logo, and related marks are registered trademarks of Shri Sadguru Traders.
They may not be used in any manner that misrepresents or causes confusion about affiliation or endorsement.

11. License & Site Access

Pay4Bharat grants you a limited, revocable, and non-transferable license to access and use this website.
You may not modify, reproduce, or resell any part of the website or its content without written approval.

12. User Reviews & Submissions

If you submit reviews, suggestions, or feedback, you grant Pay4Bharat a royalty-free, perpetual license to use, display, and distribute such content for promotional or operational purposes.

You represent that your submissions are lawful and non-infringing.

13. Refund Policy

Refunds, if applicable, will be processed within 48 hours of approval.
Refunds are credited as e-wallet balance in your Pay4Bharat account and not directly to your bank.
In case of cancellations, applicable deductions (like partner or processing fees) may apply.

14. Termination

Pay4Bharat reserves the right to suspend or terminate access at any time without notice for violations of these Terms.
Upon termination, you must immediately stop using the website and any associated materials.

15. Compliance with Laws

You agree to comply with all applicable Indian laws, including but not limited to the Information Technology Act, Consumer Protection Act, and Anti-Spam Regulations.

16. Modifications

Pay4Bharat may update these Terms and Conditions at any time without prior notice.
Your continued use of the website after updates signifies your acceptance of the revised terms.

17. Independent Relationship

You and Pay4Bharat act as independent parties.
Nothing in these Terms creates a partnership, employment, or agency relationship.

18. Governing Law & Jurisdiction

These Terms are governed by and construed in accordance with the laws of India.
All disputes shall be subject to the exclusive jurisdiction of the courts in Gautam Buddha Nagar (Greater Noida), Uttar Pradesh.

19. Electronic Communication

By communicating with us via email or through the website, you consent to receive notices and communications electronically.
These satisfy all legal requirements for written communication.

20. Contact Us

For questions or concerns regarding these Terms & Conditions, please contact:

📍 Shri Sadguru Traders
Rajputana, Rabupura, Greater Noida,
Gautam Buddha Nagar, Uttar Pradesh – 203209
✉️ Email: shrisadgurutraders74@gmail.com
🌐 Website: www.pay4bharat.com